New Jersey Defensive Driving , NJ Point Reduction

Most People take our defensive driving course to remove points associated with a NJ traffic citation. This course will remove up to 2 points from your New Jersey driving record and keep your insurance rates from going up. A New Jersey Defensive Driving course may be taken once every 5 years for a point reduction, and once every 3 years for an insurance reduction.

Once you complete the defensive driving course, our office will notify the NJ Motor Vehicle Commission of your completion and the points will removed within days.

This New Jersey Defensive Driving program has been designed with you, the New Jersey driver in mind. Our course is available online, from any computer with internet access, day or night and is easy to use, easy to pass and affordable!

Course Topics include: New Jersey Defensive Driving techniques, bad driver habits, driver distractions, general New Jersey lane use, New Jersey state traffic laws and special driving circumstances you should be aware of as a New Jersey Motorist.

The benefits of taking a New Jersey Defensive Driving course include: a 5% auto insurance reduction good for 3 years, or a 10% auto insurance reduction if this is your second time taking defense driving in 6 years.

If you have received a citation in the State of New Jersey, points will be added to your driving record, but if you complete our NJ defensive driving program, you can remove 2 of these points and keep your insurance premiums down. To see how completion of New Jersey defensive driving will affect your citation, we have included a current copy of the New Jersey violation points schedule for your review. click here

If you take this New Jersey Defensive Driving course, keep your record free of tickets for 3 years, and then take the program again, you'll receive an additional 5% off your auto insurance renewal! That's a reduction of 10% on your New Jersey auto insurance!

Once you have finished our defensive driving program, we will send your certificate of completion directly to the New Jersey Motor Vehicle Commission and enable you to print your certificate of completion directly from home! If you are taking defensive driving to satisfy a court requirement, take a copy of your certificate of completion to the court. If you are taking defensive driving for an insurance reduction, take a copy of your certificate to your NJ insurance agent for proof of completion.

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New Jersey Defensive Driving Motor Vehicle Rules

The New Jersey Motor Vehicle Commission has proposed amendments and new rules relating to the addition of an online defensive driving school option to the already existing New Jersey defensive driving school regulatory scheme. The New Jersey Defensive Driving Commission’s proposed rulemaking implements the public policy as noted in NJ.S.A. 17:33B-45, NJ.S.A. 39:5-30.9 and NJ.A.C. 11:3-24.3 pertaining to insurance rate reductions and reduction of motor vehicle violation points for drivers completing defensive driving classes.

The proposed amendments to NJ.A.C. 13:21-24 include requirements for defensive driving course providers to offer the same curriculum, quality and length of course as a traditional in-classroom course. Additionally, they will need to satisfy the requirements of the Chief Administrator proving that the course is secure and that the individual who completes the course is the individual that receives credit for the course. Course providers will further be required to administer a proficiency examination with a passage rate of at least 80% in order for a student motorist to successfully complete the course.

The New Jersey Motor Vehicle Commission’s regulatory proposal was published on January 16th, 2007. The public will have 60 days from the date of publication to submit comments regarding the Motor Vehicle Commission’s regulatory proposal. Comments should be directed to Steven E. Robertson, Director, Legal, Legislative and Regulatory Affairs, Motor Vehicle Commission, 225 East State Street, P.O. Box 162, Trenton, New Jersey 08666-0162.

Defensive Driving in New Jersey Course Registration

Point Reduction Course Details

Driving is a privilege, not a right. If you break traffic laws, your driving privileges could be suspended or revoked resulting in fines and even imprisonment. The seriousness of your violations - and resulting penalties - are tracked by NJ MVC using a point system.

If you are convicted of a moving violation in New Jersey, the New Jersey MVC will penalize you by adding points to your driving record. You will only get points on your New Jersey drving record for moving violations - points are not assessed for parking and other violations. A table is provided for more information on the number of points earned for specific violations.

How do points affect you?

If you get six or more points within three years on your current driving record, you will be assessed a surcharge
If you get 12 or more points on your current driving record, your license will be suspended. You will receive a notice of scheduled suspension by mail
Getting points on your license may also increase your insurance rates. Contact your insurance agent for details

How can I get rid of points on my driving record?

Although the New Jersey MVC keeps a permanent record of all the points you've earned, it is possible to earn point deductions by remaining violation and suspension-free for one year or by taking qualified New Jersey defensive driving courses approved by the New Jersey MVC.

Note: Your insurance company might not factor these deductions into your insurance rate.

Deduction	Points	Restrictions
One year with no violations or suspensions	-3	Year begins on date of violation or most recent restoration
Defensive Driving Program	-2	May be used to subtract points once every five years
Driver Improvement Program	-3	May be used to subtract points once every two years
Probationary Driver Program	-3

NJ Defensive Driving Course Registration